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New pet owner’s guide: How to kitten-proof a house

If you’re adopting a kitten, it’s wise to kitten-proof your house beforehand. Kittens are very active and curious, and can easily get into trouble where they’re not supposed to. To prevent messes, protect your furniture and ensure the safety of your new furry friend, ...

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How to Prepare Your Credit Before Your Home Search

Shopping for a new home should be an exciting experience, but if you are unsure of where you stand with your credit, it can be a little nerve-wracking. Having good credit will not only help you secure more favorable interest rates for your mortgage, but it can also help you ...

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How to Make your Home “Picture Perfect” for Viewings

Have you ever had a formal photo shoot? Perhaps you’ve had one for work or arranged one for your family. If so, chances are you dressed up and made yourself look your best. That’s the right mindset to be in when selling your home too. You want to make every room ...

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PMI and Down Payments

Part of buying a home is researching the market and your finances. Most lenders require you to put at least 20 percent down or pay private mortgage insurance (PMI). Since PMI is a cost that does not lower your interest rate or principal, it’s almost always better to save up ...

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